Things I Avoid Spending Money On

Spending money can be a tricky situation. There are times where you feel that you have to splurge. But you might wonder afterward, “Why did I spend that much money on it?”

There are things I avoid spending money on.

1. No longer buy used books

Going into used bookstores excited me. The ability to buy books for cheaper than regular priced made me happy. Well no more.

I now no longer buy used books. The issue with paperback copies is: taking up too much space! They can become heavy if you are moving.

Now, I try to find a PDF version of a book or borrow it from the library.

2. Shopping for clothes

It might surprise people to hear that I rarely go shopping. Buying clothes is fun, but I don’t want to spend money on things I won’t wear frequently.

Besides, I have a small closet.

3. Using Uber or Taxi

I generally don’t use Uber or call for a taxi unless: a) can’t drive, b) it’s late at night, or c) public transportation isn’t available.

Taking Uber or taxi frequently can add up fast. I am better off using that money for other things like food.

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Not Running Away From Student Loans

For the last few months, I kept getting emails about paying back my loans. I chose to ignore them. The thought of paying my loans scared me to death.

I would rather hide under my blanket and pretend that my loans did not exist.

However, yesterday I got the email again about the due date approaching. I finally decided to set-up my repayment plan. The whole process of setting up everything wasn’t so bad.

Taking out these loans were my only way to attend college, even after getting scholarships and grants. My liberal arts college provided the best financial aid package out of the colleges I got accepted to; it gave me more money than my state school.

In college, the idea of paying back my loans was the last on my mind. I was focus on getting the most out of my education. College went by quickly and the loan repayment due date started appearing fast.

Paying back any debt is a part of growing up. It sucks, but we are obligated to do so. I’m grateful that I was able to go to college.